I’m sure you’d be horrified to look in the mirror and discover you have lipstick smeared all over your face and suddenly realise you’d been walking around like it all day and no-one said a thing. Well, just like that moment of horror and embarrassment, the problem I’m talking about today makes lipstick all over […]
I’m sure you’d be horrified to look in the mirror and discover you have lipstick smeared all over your face and suddenly realise you’d been walking around like it all day and no-one said a thing.
Well, just like that moment of horror and embarrassment, the problem I’m talking about today makes lipstick all over your face seem totally insignificant.
I can’t tell you how many clients have bad debt ratings or are unable to take a loan.
Having a good credit rating is one of the first things that any lender will use to check your spending habits. If you are in bad credit and can’t manage your money, you will not get a loan at all!
Worse case you can’t do anything for up to 7 years if it’s really bad…..
When we are young, we often make mistakes and get ourselves wound up in bad credit. The ability to borrow (for good debts – not bad ones) is fundamental to growing your wealth quicker. To be able to leverage using the bank’s money into more investment from an early age will make a huge difference in life and wealth.
If you are struggling to pay off debts, here are some things you could do to keep your face clean!
There are ways to consolidate or reduce debts and calculators you can use, but the rule of thumb is to pay the highest interest off first. Unless you have a 8-month balance transfer card or GE card with interest-free terms, get those paid off in time before getting hit with up to 29% interest!
If you have overdue accounts, debts or overdrawn fees, you may need to check on your credit rating. Jump on to http://www.mycreditfile.com.au/ or Veda for assistance on this.
Keeping your credit clean is essential if you want to make money. Be sure you know how your credit rating looks.
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PO Box 7136
Hawthorn VIC 3122
Phone: +61 405 538 288